Compensation in Seattle Premises Liability Claims
If you were hurt while lawfully visiting another person or business’s property, and you believe your injuries were the property owner’s fault, then you should discuss potential compensation with our premises liability lawyers. Through a valid claim, you may be able to obtain compensation for your physical, psychological, and financial injuries. More specifically, you can pursue:
- Past, present, and future medical expenses
- Lost wages
- Decreased earning capacity
- Physical pain and suffering
- Mental anguish
- Permanent disability and/or disfigurement
Possible Insurance Coverage for Premises Liability Claims
In your premises liability case, you may be focused on recovering compensation from an insurer. However, whether there is an applicable insurance policy depends on the property owner and where you were hurt.
If you were injured on a business’s property while there for a business purpose, then it is highly likely there is an applicable insurance policy that covers bodily injury. However, a business owner may be without a business liability policy if they are a solo entrepreneur. Also, small businesses may have insurance policies, but with relatively low limits.
If you are injured at a person’s home or on their land, then you may be able to make a claim against their homeowners’ insurance policy. Similarly, if you were injured inside a person’s apartment for a condition the tenant was responsible for, then you should determine whether the tenant has a renters’ insurance policy. However, not all apartment complex accidents are a tenant’s responsibility. After being injured in an apartment’s common areas or due to a condition that is the landlord’s responsibility, then you need to determine if the landlord has an insurance policy covering bodily injuries.
Do not fall into the trap of thinking a relevant insurance policy guarantees you a good settlement. An insurer may deny your claim for reasons beyond your control or in bad faith. The insurer may refuse to negotiate an appropriate settlement, only offering you amounts too low to cover your injuries. You need an experienced premises liability lawyer to help you benefit from an insurance policy or move forward with a claim against someone who does not have one.
Talk to a Seattle Premises Liability Lawyer Today
If you were injured on someone else’s land, whether it was a person, business, or municipality’s property, you should speak with the premises liability lawyers of Emerald City Law Group as soon as possible. Whether or not you have a claim depends on a number of factors, including why you were on the land, whether you had permission to be on the land, and the condition that caused your injuries.
At Emerald City Law Group, our Seattle personal injury lawyers are ready to take on your case. We will review your situation and advise you on the best course of action, such as an insurance claim or filing a lawsuit. To learn more about premises liability and whether you have a valid claim, contact us online or call 206-973-0407 to schedule a free consultation.